how long after removing things form your credit report will your score go up and by how much?
trying to fix my credit to buy a house.. I love where I live but I rent and the owner is losing the house by 12/30/09 trying to by it before then I don’t have the best credit but working very hard on it and trying to find mortgage lander that will be willing to give me a loan is Very hard..I didn’t open any new credit from 2003 I use to think to much credit wasn’t good but not much credit is just as bad..need help with getting a loan fast.. I have ,000.00 for my down payment . I have put so much of my own money in this house its not even funny..
Tagged with: getting a loan • lander • money • mortgage
Filed under: "How to fix Bad credit so I can buy a house"
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Not all banks are credit score driven. Call Bank of America, for an FHA Loan they are concerned with how you have paid your Bills for the past 12 months.
Of course, FHA has loan limits. In my Area its $271,050 for a single family residence. With so much down payment money available you should be able to get a loan. If you must, try a Private Mortgage Lender, you will get a higher that conventional interest rate. But, in a year when your scores have gone up you will be able to refinance with no problems.
Why not ask the credit agency?