How do you get Married without it being legally binded?
Me and my Girlrfriend have lived together for over 3 years. I want to get married because I love her very much, but I have terrible debt, and tax issues. She has great credit and no tax problems.
I already proposed and she said yes. but I am worried about my financial problems.
Is there a way to get married without the government being involved? And is there a way for her to take my last name with only a church marriage?
She is fine with this if it is possible.
Also, if we did get legally married, would my current tax problems and debt affect her? And if we wanted to buy a house or car together would we be able to, with my really bad credit?
I currently can’t even get a rental apartment or car insurance because my credit is so bad. But we are in love and she is willing to overlook my past poor financial decisions. I am currently fixing my financial problems, but don’t want to wait 7 years to get married.
Tagged with: 3 years • bad credit • car insurance • church marriage • financial decisions • insurance • marriage • rental apartment
Filed under: "How to fix Bad credit so I can buy a house"
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marriage comes with EVERYTHING so yea your downfall will be her downfall too. your credit is your credit, but if anything were to happen to you, she is responsible for paying it. otherwise if you guys signed a prenuptial, wats hers is hers and wats yours is yourss.
Just don’t make it "legal"
The point of getting married is about getting bonded in that way.
You can have a "committment ceremony". Some same-sex couples do this when its not legal in their state/country for same-sex couples to be married. You could have a lovely romantic ceremony at the beach, or in a park, or other romantic or special place.
In Australia, even if you are not legally married, if you live with your partner for 2 years or longer, your relationship is a "defacto marriage" and recognised by the law and all assets/debts are divided/settled in accordance with defacto laws if the relationship breaks down. Your own liabilities remain YOUR own. Your wife / defacto wife only has liability if she co-signed mortgage / loan documents. Your tax affairs remain your own business at all times.
I think the wrong person is asking this question. You, my friend, have to get out of debt and show your girlfriend you can be financially responsible before even considering marrage. The more you love her the more you should be willing to wait.
Believe me, she will regret marrying you if you fall back into whatever bad habits got you into this mess in the first place.
Do you want the good news now? Or the bad later on?
OK..the bad first. Your credit status will affect you both once you are married. That will affect your wife. There is no way to be married without The GOV being involved. A cold cruel fact of living in the USA! If you start screwing with the GOV they will come back and bite you- big time! They will come after her also. She needs to know this pronto! As you already know. What you need to do is face up and make some kind of payment plan. This can be arranged. You can stipulate that she won’t be involved. As long as you are the responsible person who wants to make good on what ever debt you have incurred. From what you have stated thus far it sounds like it would be in your best interest to wait the seven years. Otherwise, cough up a couple of grand and declare bankruptcy. That would erase the creditors.Then all you need to do is deal with the GOV.
The good news?
You have asked the right questions. You have shown resourcefulness in protecting the person who you want to marry. She needs to know how love and reality converse. For sure, she has good credit and hasn’t a worry. Now. But are you willing to put her through this? Something she has built up. Something she should not sacrifice because of your past. Love is good. But what happens when the bills come due?
You will need an attorney to draw up a special pre-nump. Even then, an attorney can’t change the tax laws.
Since you seem to have to get around the taxes, just have a wedding without any paperwork, then when your finances are cleaned up get the real thing performed by a Justice of the peace, or a Judge.
She can get her name changed in a court, there are name change forms you need to get from the court, and a fee of around $130, depending where you live.It may need to goto a superior court since its not a marriage name change
Everyone will think your married, and you will be, except to the government.
Marriage is between you two, your families, and God. Not the government.
The unification of your partnership does not necessarily mean the same for your financial standing