I am so tired of renting…I want to own something. I want to paint and change the color of the carpet. I want a NICE kitchen. I dont want to have to ask permission to change any of these things!

I have been looking around at houses. I have not spoken with a Real Estate agent yet or mortgage lender. I have tried doing some research online about NJ first time home buyers…but what are some good tips I should know? Also, what are somethings to know that a Real Estate Agent or mortgage lender might "leave out"?

Thanks!
I would like to move to Pa…however there are reasons I must stay in NJ (step child and work) so moving out of NJ is not an option!

Plus if I had it my way, I would just move south…everything is cheaper down there!

What are the best places to go to get pre qualified for a home, for first time home buyers?

I have heard that the government is thinking about passing a new, lower, first time rate for first time home buyers in 2009. Has anyone else heard anything about this or is it just a rumor.

It seems that there are many programs out there for first time home buyers. I’d like to take advantage of whatever is available to us… we are buying a home in Tracy, California (San Joaquin county). We both work full time but only make about k a year combined.

Filing for first time home buyers credit and do not purchase a home within the time limit.

I’d like to buy my first house but trying to save for the downpayment is really difficult. Is there a list of programs out there for first time home buyers?

I have done some research but cant find any loans or grants that seem legit? Whats the best way to get a first time home buyers loan or grant so that i dont have to pay a down payment.

How long has it taken people to get first time home buyers tax credit when you file an amendment?

I want to exclusively work with and help first time home buyers with many questions, but don’t want to downsize my business doing so. Where is the best area to find these people, what marketing should I use? How do you feel about leaving fliers on cars, door hangers on apt. doors, etc?

We would like to consolidate recent medical bills and a small student loan with a first time home buyers loan. We are preapproved for ,000 more than what we are looking to buy but are told that we cannot get cash back.

I’m looking for good information, resources, or guides for first time home buyers, preferably online. If you could share a link that would be helpful. Thanks.

I do real estate in New York and I found the website in the year 2005. On that site it stated the first time home buyers can get up to ,000.00 yet I can’t seem to locate it. When I do a search there’s various sites.

I just want the OFFICIAL WEBSITE.
Thanks

LQ!!!

I have some friends that just purchased their first home and got a great rate because of a first time home buyers’ discount. But they decide they don’t like the place and want to sell. Won’t they lose their huge first time home buyer’s discount savings when they sell? It seems like that’s a pretty significant thing to lose, especially when you were only able to take advantage of the low special rates for less than a year. Is there anything they can do?

We are first time home buyers in Florida and are looking for the best option for down payment assistance. We have already been pre-approved for a mortage.

My husband and I are first-time home buyers, who need credit and downpayment assistance. Where we live is now medically unsuitable for myself and my children (old house, mold and dust issues), and we both work two jobs. However, we can’t seem to make the ,000 to ,000 downpayment required for many home loans. Help!!

My husband and I found a house and they’re selling it to us (without a realtor) for under what it’s worth. I have no idea how to go about getting a first time home buyers loan. We actually applied online for one of those preapproved things and because of my husband’s credit score, it said it couldn’t give us a loan. How do we get a loan with his bad score? (Mine by the way is real good). I’d like to buy the house as soon as we can. Someone please help me! Thanks!

My boyfriend and I just closed on a home together. We want to file an amended tax return for the first time home buyers tax credit. How would we go about both filing an amended tax return. I know we need a certain form to amend and a certain form for the first time home buyers tax credit, but do we need to mail them in together, or just separately? Thanks in advance.

I heard from a friend there are grants available for first time home buyers. Is this true? And if so, what are they and where can I get some information on them? Thanks in advance.

My wife and I live in California and have to do a stated income loan because we both work for tips for a living. We both have credit scores above 750. Our loan officer said that first time home buyer programs are only for buyers that go full doc. Does anybody know of any local or federal government grants or buyer programs for stated income first time home buyers?

I keep hearing there are so many different goverment &/ or private (charity) programs for first time home buyers. Also I will like to attend any first time home buyers seminars that they may have in Idaho. I will like to get all the info I need before purchasing my 1st home. I live Boise, ID. Any info will help.

My fiance and I are now looking to get a new home and she’s never owned a home before. I purchased a home about 10 years ago without any first time home buyers programs. Just wondering if we will be able to take advantage of any of these programs in our situation. Any other ways to get out of paying mortgage insurance without 30% down? We have about 15-20% for a down.